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HB 5552: Allow “prepayment penalties” on certain business loans
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Introduced February 19, 2026
Official text and analysis
Consumer credit: interest rates; prepayment penalties on certain mortgage loans made for business purposes; allow. Amends sec. 1c of 1966 PA 326 (MCL 438.31c).

Sponsor: Mark Tisdel
Cosponsors: Tyrone Carter, Thomas Kuhn, Brenda Carter
Referred to House Finance Committee

 Votes on this bill
 
05/21/26  House roll call vote #164 On passage: Passed 81 – 26
For
AlexanderAragonaArbitBeGole
BierleinBohnakBollinBorton
BreenCarraCarter, B.Carter, T.
CavittConlinDeBoerDeBoyer
DeSanaFairbairnFarhatFitzgerald
FrisbieGreenGreeneHall
HarrisHerzbergHoadleyHoskins
Jenkins-ArnoJohnsenKellyKuhn
KunseLiberatiLightnerLinting
MaddockMarkkanenMartinMartus
MeermanMentzerMuellerNeeley
NeyerO'NealOutmanPaiz
PaquettePavlovPosthumusPrestin
PuriRigasRobinsonRogers
RothSchmaltzSchriverSchuette
ScottSkaggsSlaghSmit
SnyderSt. GermaineSteckloffSteele
TateThompsonTisdelTsernoglou
VanWoerkomVanderWallWendzelWitwer
WoodenWoolfordWozniakXiong
Young
Against
AndrewsBesonBrixieBruck
ByrnesCoffiaDievendorfEdwards
ForemanGlanvilleGrantKoleszar
LongjohnMacDonellMcFallMcKinney
MillerMorganMyers-PhillipsPohutsky
PriceRheingansWegelaWeiss
WilsonWortz
Not Voting
FoxHopeWhitsett
 



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